Weird one there. They invoice via paypal, and I’ve read in the past that can invalidate CC insurance. Never had to claim before.
Also, do the CC company then just get that money back from the training camp people? Or do they effectively underwrite that risk to their own insurance? If the former, I don’t want them to go under so would eat my £50 excess to claim off insurance.
Ultimately, whilst with my job I’m pretty comfortable with most things financial, I’ve only ever claimed on insurance once in my life, and never on travel. I don’t actually know the sequences of events, or priority orders for what I can or should do.
Flights were bought direct with BA paid for direct on my Amex. If I don’t want the BA vouchers, can I just ask Amex to give me the money back direct?
Training camp fees paid for via their website, which uses paypal invoicing. £100 deposit, and then the balancing payment. Again paid for on my Amex, via paypal.