The over 50's

I had a moment of panic last Monday morning when I couldn’t remember my UK work password, unused for a year. Knew it had to have a mix of upper and lower case letters, a number, a special character…

Fortunately it came back to me, as did my 6 digit Smart card PIN. Buried in there somewhere I guess :man_shrugging:t2:

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password managers guys - invaluable as you get older and forget things

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what did you just recommend FB? :wink:

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Yeah, I use one for personal accounts. I can remember countless other ones as well!

I think my brain is saying it’s bedtime :joy:

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50 year olds scientifically proven to be as miserable as folks in their early 20s, but we get happier again :roll_eyes::rofl:

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Presumably the dip at 60 is when people realise they can’t retire early.

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Lol

The Tory press seems to think that Labour will remove higher rate tax relief on pension contributions and make it a straight 30% for everyone :man_shrugging:

I’m at the point where I don’t expect to be contributing for many more years, but it could have a huge impact on anyone younger

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There’s a lot of scaremongering going on in the media ATM about what they’ll do with pensions, but like motoring it’s a very sensitive subject.

Until the review is complete I’m trying not to follow the clickbait or worry too much. In the same way they keep saying state pension will be means tested, that’s less of an issue for someone who is 20 but for others it causes problems.

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There’s definitely lots of clickbait articles about pensions and inheritance tax. The most novel I’ve seen suggested that Labour would make death a chargeable event for capital gains tax, so if someone dies and leaves an investment property there would be a CGT amount payable on the gain since it was purchased and then inheritance tax on anything that was left

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I’ve got a free subscription to the Telegraph for a couple of months, it’s been quite entertaining how similar it is to the Gaurdian*, just speaking to a different segment of society (tax stories very much to the fore).

Ultimately, it’s left me even more disillusioned though - both papers write what their audience want to hear and if the truth has to be discarded somewhat for that to happen, so be it.

  • spelling for old times sake :smile:
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It’s always been known by us as the Grauniad

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That was the most famous one … but having misspelt it, I just left it as it was :slight_smile:

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The danger with punitive taxation is you drive things underground and it starts heading in the direction of places like Greece.

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Snap - like to get news from both ends of the spectrum (but draw the line at the Daily Mail ffs)

Quite, I think we’ve been around enough to filter out some of the more obvious bias from them.

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Interesting article for those of us who are getting older

https://www.msn.com/en-gb/health/fitness/a-moment-that-changed-me-i-thought-fitness-was-my-superpower-then-i-realised-it-was-a-ball-and-chain/ar-BB1m0BH8?ocid=entnewsntp&pc=U531&cvid=36af0d3173d44f7785742e42c15a4c9c&ei=45

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Yeah, I’m filtering ^^^^that^^^^ negativity out :joy:.

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read that when it first appeared in the Grauniad. I can understand where she’s coming from. After a lifetime - well feels like it! - of being competitive in sports (team and personal) and chasing a high level of fitness, I now don’t worry that I’ve missed some “keeping fit” session and am comfy in my torpitude. I keep ticking over but no longer chase goals (apart from the odd Concept challenge on the rower or skier).

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